Should you invest your money in diamonds?
Right now the world markets are definitely waving much like high waves on the open sea that violently rocks the boat. For some this is an opportunity to profit while others they are getting sea sick so to speak in terms of either financial losses or the lack of stability in currencies. All markets appear to be suffering and that leaves people wondering what should they do with their finances.
The US dollar has for a long time been the world currency but after a drop in the value of the currency with the global recession, people are not sure if they want to have their money linked with the United States economy. So in the past few years the biggest trend of investments and trying to prevent your money getting devalued through currency was to buy gold. Gold has been like the world currency for a long time so this is something that people trust more as it is not under the control of the United States.
Now the problem with gold is that it has continued to increase in value and people wonder if another bubble market is happening before our eyes where people go crazy on gold only to see it fall out from them.
So where do diamonds stand in all of this? Diamonds have traditionally had a high value but diamonds different than gold in many ways and you can almost treat diamonds like a painting. Paintings can be worth a lot of money but are risky investments because they can be damaged.
Diamonds in comparison to gold is risky as they are more loseable and it is possible to create some wear and tear on your diamonds where the presentation and quality are directly related to the value of it. Whereas gold doesn't lose value if you scratch it as whatever the gold item is can always be melted, diamonds can't.
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Mobile phone use on the road
One of the main reasons for car accidents worldwide are drivers talking on their mobile phone while driving. Especially, young drivers with very little experience that need to keep their eyes on the road and concentrate on what's going on.
Not only the action of searching for the phone but then dialling the number poses a further distraction to drivers. Also talking on the phone takes drivers' minds off the road. Sometimes a phone call upsets people, makes them sad or happy or exites them in some way. All those feelings make it hard to concentrate on driving or can affect the speed.
For making communication safer while driving, both for you and for others, you should consider using a hands free device like a bluetooth headset when you are in the car. This enables you to speak on the phone without taking a hand off the wheel. It is recommended to try driving on a parking lot before you take your car on the street using a hands free device. This ensures that it works correctly and will not cause a further distraction.
If you don't have a headset yet or you don't like using those, try to leave the road and stop the car if you really need to make a phone call. Driving while using a mobile phone has been likened to being as dangerous as driving while under the influence of alcohol.
Is your money safe?
With more and more people leading fast paced 24/7 lifestyles, online banking has become a very necessary part of daily routine. From applying for credit cards to simply checking account balances, it has changed the way everyone uses and interacts with their money. That being said, especially during the current economic climate, every penny is more important to us than ever. People need to keep track of every detail and that is quite possible with online banking, however, who else is keeping track of your money?
How do people know they're not being tracked by criminals using new, computerised methods of obtaining your details or watching your account. Banks have started employing many different devices from double login layers where a username and password is backed up by parts of personal information or a personal customer number facilitated by birth dates and PIN numbers. At first, they can be irritating to the customer but it is easy to see how necessary they really are. Now those with a Visa card even have a separate website which they will need to confirm their details before making any purchases online.
Online banking has become so important for the fluidity of daily life that these measures must be taken and, if anything, improved in order for people to continue feeling that their money is safe. Whether it truly is will never really be known but with so many extra safety measures it can be expected that online banking is a very safe and convenient way of controlling online transactions. If the bank you are using doesn't have adequate safety measures in place then perhaps it's time to change who you bank with.
The Internet is now considered a very popular form of communication that may also be a very enjoyable form of socialization. But everybody has to keep in mind that just like in the real world, exchanging private information in online conversations by using instant messages and email can be dangerous. The internet allows users the ability to remain anonymous and protect their privacy if they take the correct measures. Many of the common sense rules from real life also apply to the online experience.
There is no doubt that the Internet is an amazing technological resource that offers children and adults countless opportunities for learning, constructive entertainment and personal development. Any child who is able to type letters on a keyboard can easily access the Internet. New technologies are very accessible and offer countless new ways to communicate. It is no wonder that children and teenagers today have fully embraced these technologies. These technologies have become an important part of our social environment. The technology used on computers, cell phones, gaming consoles and the Internet are constantly evolving forward and changing, and it is no surprise that teenagers and children are more knowledgeable on using them than adults. Parents now have the responsibility of keeping young children safe online. They also need to educate themselves about these technologies in order to help their children. Every parent needs to be aware of his child's online activities in order to teach him or her about safety measures and how to interact positively in cyberspace.
It is clear that many adults are able to: check their email, plan events, do online shopping, do research, and make reservations. However, they rarely explore further than this, and the children surrounding them end up being better acquainted with new technologies than them. When it comes to exploring or accessing a variety of aspects in an online world, teenagers and children will usually be more efficient at quickly understanding chat, instant messaging, blogs, and social networks. We recommend that adults keep actively exploring and learning about these areas in order to keep their children’s privacy safe.
Remember that it is impossible to delete or clear all trace of your computer or online activities. If you suspect that you are being monitored, it may be dangerous to change many of your regular behavior patterns.
If you think you may be monitored on your home computer, be careful how you use your computer since an abuser might become suspicious. If you are certain that your computer is being monitored, stop storing any private data in it. Consider moving to a safer computer or ask for help. Email and Instant Messaging are usually the least safe tools to talk to someone about the danger or privacy problems in your life. Never forget that computers are able to store a lot of private information about what you look at via the Internet.
The Internet is a marvelous technological tool, but one must be prepared properly in order to use it without any dangers or risks.
Your phone is listening
Just picture this: you are being followed by a strange man at all times. You start observing that as you walk or drive around town; he makes a note of just about everything you do. What is even scarier is that when you call someone, he is always listening to what you and your friends and family say. He is constantly asking you about every single one of your voicemails and knows about whom you're talking to and who's talking to you. You don't really know this man, but he knows everything about you. Every night, when you go to sleep, he never forgets to wait outside your house and organize every note that he took from you. You started getting worried when you saw the strange man handing over his notebook and documents to federal agents.
Every morning, he's standing waiting for you to wake up so he can start taking notes.
You may be surprised to hear that your telephone or cell phone is that man. However, see how it doesn't bother you like an actual man would, because its transcription process is done automatically, its recording machines aren't conscious and most of the process is invisible to your eyes. But as you use your cell phone and telephone, don’t forget that this man really exists.
Last year, it was reported that law enforcement agencies requested information from wireless agencies 1.3 million times. This is a serious cause for concern.
Here are some tips for keeping your private information safe:
Set a Password. Without setting up a password, just about anyone is able to take your phone and start listening to your recorded voicemail. Many people mistakenly believe that there is no need for using a password. In reality, setting a password is a very important measure of privacy defense and it only takes less than 2 minutes.
Private info. Never forget the possibility that someone may be recording what you’re saying on the phone. This means that you should never mention any private or personal information from yourself or family members on the phone. You never know who may get hold of that information.
Phone history. On all cell phones and telephones you have access to the list of recently dialed numbers and received calls. These numbers may contain numbers you typed such as credit card numbers. It is important to clean up such information before making a private call.
Keep contact list information simple. Do not keep your family members addresses on your cell phone. If your cell phone is stolen, the thief will have a lot of information about you. Keep your contact list simple and stripped of important information.
Remove important information. Most cell phones can also act as an electronic agenda. Anyone who gets a hold of your phone will know where you will be and when. If you are concerned about your privacy, keep it basic.
Before selling a phone. Make sure you erase all personal information before you give the phone away. This is if you give your cell phone away for recycling or selling. Make sure you erase all information from the phone. Most telephones and cell phones have an option to erase all information and reset to factory default.
Finding a Safe Trusted Diamond Buyer
In 2012 online shopping is becoming the norm, so much that it is actually starting to hurt regular retailers around the world and why not. A retailer might be someone you can trust as they have an address and they can't hide behind a bad sale. They are also the link between you as the buyer, and the company that produces the products.
However your typical retailer also has their own costs, expenses which they indirectly pass on to the buyer and on top of this, they need to make money too so sometimes for products like shoes, watches and jewelery you'll see markups of around 100% and at least 50% markup. So this means a product can be double the price when it doesn't have to be. Welcome to the world of online shopping where the buyer gets to enjoy the lower price and some of the savings.
For websites that sell diamonds online it is important to find a reputable site where you know your purchases are protected and safe. The same goes for people that are interested in selling their diamonds online or also want to find a trusted diamond buyer.
If you want to learn more about diamonds the wikipedia article has very helpful useful information that is important for people that are new to buying and selling diamonds. You need to educate yourself in this business and this article helps get the basics under your belt: